A sound investment strategy can pay dividends in the future.



IRAs work like this: you make contributions to your IRA, which is usually a mix of assets that can include stocks, mutual funds, bonds, annuities, or certificates. Your earnings grow tax deferred until they’re distributed and sometimes, they’re not taxed at all. Let our team help you determine which contributions fit with your financial goals, risk tolerance and years until retirement.


Mutual Funds

When you choose a mutual fund, your money is pooled with other investors into a managed portfolio of securities. Because these funds are professionally managed, you get the benefit of their expertise as they decide on the best time to buy and sell. You simply select your tolerance for risk, from conservative to aggressive, or something in between.*

*Before investing in a mutual fund, carefully consider its investment objectives, risks, fees, and expenses, which are included in the prospectus available from the fund. Read it carefully before investing.


Managed Accounts

Offering something for just about every kind of investor, managed accounts match specific financial needs with portfolio objectives. You get a professionally-managed portfolio tailored to your goals (tax-managed, income-generating, or growth) and risk tolerance (conservative, middle-of-the-road, or aggressive).

These portfolios--made up of institutional-class mutual funds, exchange-traded funds, or individual securities--provide you with access to a diversified and professionally-handled way to save for retirement, in return for a quarterly fund-management fee.



Pay into an annuity now and your money can earn interest over time. It’s a way to protect yourself against the risk of outliving your assets because an annuity provides future income in return for your contributions.

With a “deferred annuity,” you can accumulate funds for a tax-deferred payout stream at a later date. An “immediate annuity” provides a payout right after you make your initial premium payment.


Stocks and Bonds

Stocks and bonds are both investment vehicles that each work in a unique way. When you buy an individual stock, you become a part owner of the business and can vote at shareholder meetings and receive profits. Typically, stocks are riskier because they offer the potential for bigger payoffs.

Bonds, on the other hand, offer a lower return potential, so they are generally considered less risky. When you buy a bond, you are agreeing to loan your money to a company or government entity in exchange for regular payments.

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.

Connect with an advisor

We look forward to getting to know you and creating your personalized plan.

Complete the form below or call 401.233.4337

Please enable JavaScript in your browser to complete this form.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Navigant Credit Union and NCU Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using NCU Wealth Management, and may also be employees of Navigant Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Navigant Credit Union or NCU Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency

Not Credit Union Guaranteed

Not Credit Union Deposits or Obligations

May Lose Value

Your Credit Union (“Navigant Credit Union”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit for more detailed information.

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

LPL Financial Form CRS